/* =========================================================
   ICA Asset Management — Finclix-inspired theme
   ========================================================= */
:root {
  --g900: #0a2926;
  --g800: #0e3b37;
  --g700: #14504a;
  --g600: #1d6a62;
  --lime: #c6f069;
  --lime-soft: #eefbd2;
  --teal: #20b083;
  --grad: linear-gradient(90deg, #c6f069 0%, #8fdc78 50%, #20b083 100%);
  --grad-ico: linear-gradient(135deg, #c6f069 0%, #20b083 100%);
  --ink: #0f2e2b;
  --muted: #5d6d6a;
  --line: #e4e9e7;
  --grey: #f4f5f3;
  --white: #fff;
  --r-xl: 32px;
  --r-lg: 20px;
  --r-md: 14px;
  --shadow: 0 20px 50px -20px rgba(10, 41, 38, .25);
  --frame: clamp(10px, 4.6vw, 64px);
  --wrap: 1120px;
  --f-head: "DM Sans", system-ui, sans-serif;
  --f-body: "Poppins", "DM Sans", system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 96px; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  -webkit-tap-highlight-color: transparent;
  font-family: var(--f-body);
  font-size: 15px;
  line-height: 1.7;
  color: var(--ink);
  background: #fff;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
h1, h2, h3, h4 { font-family: var(--f-head); margin: 0; line-height: 1.15; letter-spacing: -.02em; }
p { margin: 0; }
button { font: inherit; cursor: pointer; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: absolute; left: -9999px; top: 8px; z-index: 100; background: #fff; padding: 8px 14px; border-radius: 8px; }
.skip:focus { left: 8px; }
:focus-visible { outline: 2px solid var(--teal); outline-offset: 3px; }
.ico { width: 1em; height: 1em; flex: none; }

.frame { padding: 0 var(--frame); }
.wrap { width: 100%; max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
.muted { color: var(--muted); }
.muted a, .faqwrap__head a { color: var(--g700); font-weight: 500; }

/* ---------- eyebrow ---------- */
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--f-head); font-size: 13px; font-weight: 600; letter-spacing: .08em;
  text-transform: uppercase; color: var(--muted); margin-bottom: 14px;
}
.eyebrow__mark {
  width: 22px; height: 12px; flex: none;
  background:
    linear-gradient(to right, transparent 0, transparent 100%),
    conic-gradient(from 90deg at 0 50%, transparent 0 0);
  position: relative;
}
.eyebrow__mark::before, .eyebrow__mark::after {
  content: ""; position: absolute; top: 0; width: 0; height: 0;
  border-top: 6px solid transparent; border-bottom: 6px solid transparent;
}
.eyebrow__mark::before { left: 0; border-left: 11px solid var(--lime); }
.eyebrow__mark::after { left: 9px; border-left: 12px solid var(--g800); }
.eyebrow--light { color: var(--lime); }
.eyebrow--light .eyebrow__mark::after { border-left-color: #fff; }

.h2 { font-size: clamp(30px, 3.6vw, 44px); font-weight: 600; color: var(--g800); }
.h2--light { color: #fff; }
.sub { color: var(--muted); font-size: 16px; max-width: 620px; margin-top: 14px; }
.head { margin-bottom: 44px; }
.head--center { text-align: center; }
.head--center .sub { margin-left: auto; margin-right: auto; }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 12px;
  border: 0; border-radius: 999px; text-decoration: none;
  font-family: var(--f-head); font-weight: 700; font-size: 15px;
  padding: 15px 28px; transition: transform .2s, box-shadow .2s, filter .2s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: scale(.97); }
@media (hover: none) { .btn:hover, .numcard:hover, .scam:hover { transform: none; } }
.btn--sm { padding: 11px 22px; font-size: 14px; }
.btn--grad { background: var(--grad); color: var(--g900); box-shadow: 0 10px 30px -10px rgba(32, 176, 131, .6); }
.btn--grad:hover { filter: saturate(1.15) brightness(1.03); }
.btn--arrow { padding: 6px 6px 6px 30px; }
.btn__circle {
  width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center;
  background: #fff; color: var(--g800); border: 3px solid var(--lime); text-shadow: none;
}
.btn__circle .ico { width: 20px; height: 20px; }
.btn--dark { background: var(--g800); color: #fff; }
.btn--dark:hover { background: var(--g700); box-shadow: 0 12px 30px -12px rgba(14, 59, 55, .7); }
.btn--block { width: 100%; padding: 17px 24px; font-size: 16px; }

/* =========================================================
   HERO
   ========================================================= */
.hero {
  position: relative; overflow: hidden;
  margin-top: var(--frame);
  border-radius: var(--r-xl);
  background: var(--g800);
  color: #fff;
  padding: 0 clamp(18px, 4vw, 56px) clamp(40px, 5vw, 72px);
}
.hero__bg {
  position: absolute; inset: 0; z-index: 0;
  background:
    linear-gradient(100deg, rgba(10, 41, 38, .96) 0%, rgba(14, 59, 55, .86) 42%, rgba(14, 59, 55, .5) 100%),
    url("../images/hero.webp") 70% center / cover no-repeat;
}
.hero > :not(.hero__bg), .pagehero > :not(.hero__bg) { position: relative; z-index: 1; }
.hero > .nav, .pagehero > .nav { z-index: 20; }
.hero__bg::after {
  content: ""; position: absolute; right: -120px; bottom: -160px; width: 520px; height: 520px; border-radius: 50%;
  background: radial-gradient(circle, rgba(198, 240, 105, .22), transparent 65%);
}

/* nav */
.nav { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 26px 0; }
body .nav.is-stuck {
  position: fixed; z-index: 60; top: 10px; left: var(--frame); right: var(--frame);
  padding: 10px clamp(14px, 2vw, 26px); border-radius: 999px;
  background: rgba(10, 41, 38, .9); -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px);
  box-shadow: 0 14px 40px -14px rgba(0, 0, 0, .45);
  animation: navIn .35s ease both;
}
@keyframes navIn { from { opacity: 0; transform: translateY(-14px); } }
.nav.is-stuck .nav__menu { box-shadow: none; padding: 5px; }
.brand { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; color: #fff; }
.brand__logo { width: 40px; height: auto; }
.brand__name { font-family: var(--f-head); font-weight: 700; font-size: 21px; letter-spacing: -.01em; line-height: 1; }
.brand__name span { font-weight: 500; opacity: .85; }
.nav__menu {
  display: flex; gap: 6px; background: #fff; border-radius: 999px; padding: 7px;
  box-shadow: 0 10px 30px -10px rgba(0, 0, 0, .35);
}
.nav__menu a {
  color: var(--g800); text-decoration: none; font-size: 14px; font-weight: 500;
  padding: 9px 16px; border-radius: 999px; transition: background .2s;
}
.nav__menu a:hover { background: var(--lime-soft); }
.nav__right { display: flex; align-items: center; gap: 18px; }
.nav__phone { display: inline-flex; align-items: center; gap: 8px; color: #fff; text-decoration: none; font-size: 14px; font-weight: 500; }
.nav__phone svg { width: 16px; height: 16px; fill: var(--lime); }
.nav__form, .nav__mcta { display: none; }
.mbar { display: none; }
.nav__toggle { display: none; width: 44px; height: 44px; border-radius: 12px; border: 1px solid rgba(255, 255, 255, .25); background: transparent; padding: 12px 11px; flex-direction: column; justify-content: space-between; }
.nav__toggle span { display: block; height: 2px; background: #fff; border-radius: 2px; transition: transform .25s, opacity .25s; }
.nav__toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.nav__toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav__toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

.hero__grid {
  display: grid; grid-template-columns: 1.08fr .92fr; gap: clamp(28px, 4vw, 64px); align-items: center;
  max-width: 1200px; margin: 0 auto; padding-top: clamp(20px, 3vw, 48px);
}
.hero__title { font-size: clamp(36px, 4.6vw, 62px); font-weight: 600; letter-spacing: -.035em; line-height: 1.06; }
.hl { position: relative; white-space: nowrap; }
.hl::after {
  content: ""; position: absolute; left: -4px; right: -4px; bottom: .04em; height: .16em; z-index: -1;
  background: var(--grad); border-radius: 3px;
}
.hero__lead { margin-top: 22px; font-size: 16.5px; color: rgba(255, 255, 255, .82); max-width: 560px; }
.hero__alert {
  display: flex; align-items: center; gap: 10px; margin-top: 22px; max-width: 560px;
  padding: 12px 16px; border-radius: 12px; font-size: 14px; font-weight: 500;
  background: rgba(198, 240, 105, .1); border: 1px solid rgba(198, 240, 105, .35);
}
.hero__alert .ico { width: 18px; height: 18px; color: var(--lime); }
.ticks { list-style: none; padding: 0; margin: 22px 0 0; display: grid; gap: 10px; }
.ticks li { display: flex; align-items: center; gap: 12px; font-size: 15.5px; }
.ticks .ico {
  width: 22px; height: 22px; padding: 4px; border-radius: 50%; stroke-width: 3;
  background: var(--lime); color: var(--g800);
}
.ticks--sm li { font-size: 14px; }
.hero__cta { margin-top: 30px; display: flex; flex-wrap: wrap; align-items: center; gap: 14px 22px; }
.hero__call { font-size: 14px; color: rgba(255, 255, 255, .75); }
.hero__call a { color: #fff; font-weight: 600; text-decoration-color: var(--lime); text-underline-offset: 4px; }

/* form card */
.formcard {
  background: #fff; color: var(--ink); border-radius: 24px;
  padding: clamp(22px, 2.6vw, 34px); box-shadow: 0 30px 70px -25px rgba(0, 0, 0, .55);
  scroll-margin-top: 20px;
}
.formcard.is-attn { animation: attn 1.4s cubic-bezier(.3, .7, .3, 1) both; }
@keyframes attn {
  0%   { transform: scale(1); box-shadow: 0 30px 70px -25px rgba(0, 0, 0, .55), 0 0 0 0 rgba(198, 240, 105, .9); }
  18%  { transform: scale(1.025); }
  36%  { transform: scale(.995); }
  52%  { transform: scale(1.01); }
  70%  { box-shadow: 0 30px 70px -25px rgba(0, 0, 0, .55), 0 0 0 14px rgba(198, 240, 105, 0); }
  100% { transform: scale(1); box-shadow: 0 30px 70px -25px rgba(0, 0, 0, .55), 0 0 0 0 rgba(198, 240, 105, 0); }
}
.formcard.is-attn .field input, .formcard.is-attn .field textarea { animation: fieldGlow 1.6s ease .25s both; }
.formcard.is-attn .field:nth-child(2) input { animation-delay: .35s; }
.formcard.is-attn .field:nth-child(3) input { animation-delay: .45s; }
.formcard.is-attn .field:nth-child(4) textarea { animation-delay: .55s; }
@keyframes fieldGlow { 0%, 100% { background: var(--grey); } 35% { background: var(--lime-soft); } }
.formcard__badge {
  display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px; border-radius: 999px;
  background: var(--lime-soft); color: var(--g800); font-family: var(--f-head); font-weight: 700; font-size: 13px;
}
.formcard__badge .ico { width: 16px; height: 16px; color: var(--teal); }
.formcard__head p { margin-top: 12px; font-size: 14px; color: var(--muted); }
.form { display: grid; gap: 12px; margin-top: 18px; }
.field input, .field textarea {
  width: 100%; border: 1.5px solid transparent; background: var(--grey);
  border-radius: 12px; padding: 15px 16px; font: inherit; font-size: 16px; color: var(--ink); min-height: 52px;
  transition: border-color .2s, background .2s, box-shadow .2s;
}
.field textarea { resize: vertical; min-height: 92px; }
.field input::placeholder, .field textarea::placeholder { color: #7d8b88; }
.field input:focus, .field textarea:focus { outline: none; border-color: var(--teal); background: #fff; box-shadow: 0 0 0 4px rgba(32, 176, 131, .12); }
.field.is-invalid input, .field.is-invalid textarea { border-color: #e0524a; background: #fff6f5; }
.field__msg { display: block; font-size: 12.5px; color: #c4362e; margin-top: 5px; padding-left: 4px; }

/* intl-tel-input */
.field--tel .iti { width: 100%; display: block; }
.iti__selected-country { border-radius: 12px 0 0 12px; }
.iti__selected-country-primary { padding: 0 8px 0 16px; }
.iti--separate-dial-code .iti__selected-dial-code { color: var(--ink); font-size: 16px; }
.iti__search-input { font-size: 16px !important; }
.iti__dropdown-content { border-radius: 12px; border: 1px solid var(--line); box-shadow: var(--shadow); }
.iti__search-input { padding: 10px 12px; border-radius: 10px 10px 0 0; }

.hp { position: absolute; left: -9999px; }
.check { display: flex; align-items: flex-start; gap: 10px; font-size: 13px; color: var(--muted); line-height: 1.5; cursor: pointer; margin: 2px 0 4px; }
.check input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.check__box {
  width: 20px; height: 20px; flex: none; margin-top: 0; border-radius: 6px;
  border: 1.5px solid #b8c4c1; display: grid; place-items: center; transition: all .15s; background: #fff;
}
.check__box .ico { width: 13px; height: 13px; stroke-width: 3.5; color: #fff; opacity: 0; }
.check input:checked + .check__box { background: var(--teal); border-color: var(--teal); }
.check input:checked + .check__box .ico { opacity: 1; }
.check input:focus-visible + .check__box { outline: 2px solid var(--teal); outline-offset: 2px; }
.check.is-invalid .check__box { border-color: #e0524a; }
.check a { color: var(--g700); font-weight: 600; }
.form__error { background: #fff1f0; color: #b42a22; border-radius: 10px; padding: 10px 14px; font-size: 13.5px; }
.form__secure { display: flex; align-items: center; justify-content: center; gap: 7px; font-size: 12.5px; color: var(--muted); margin-top: 2px; }
.form__secure .ico { color: var(--teal); }
.form__meta { text-align: center; font-size: 12.5px; color: var(--muted); }
.form__meta strong { color: var(--ink); font-weight: 600; }
.btn__spin { display: none; width: 18px; height: 18px; border-radius: 50%; border: 2px solid rgba(255, 255, 255, .35); border-top-color: #fff; animation: spin .7s linear infinite; }
.is-loading .btn__spin { display: inline-block; }
.is-loading { pointer-events: none; opacity: .85; }
@keyframes spin { to { transform: rotate(360deg); } }

/* trust bar */
.hero { padding-bottom: clamp(80px, 8vw, 120px); }
.trustbar {
  position: relative; z-index: 2; max-width: 1040px; margin: -50px auto 0;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px;
  background: #fff; border-radius: 22px; padding: 20px 28px; box-shadow: 0 24px 60px -24px rgba(10, 41, 38, .35);
}
.trust { display: flex; align-items: center; justify-content: center; gap: 12px; padding: 4px 8px; }
.trust + .trust { border-left: 1px solid var(--line); }
.trust__ico {
  width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center; flex: none;
  background: var(--g800); color: var(--lime); box-shadow: 0 0 0 3px #fff, 0 0 0 4px #c9d6d2;
}
.trust__ico .ico { width: 20px; height: 20px; }
.trust strong { display: block; font-family: var(--f-head); font-size: 17px; font-weight: 700; color: var(--g800); line-height: 1.2; }
.trust small { display: block; font-size: 12px; color: var(--muted); line-height: 1.3; }

/* =========================================================
   MARQUEE
   ========================================================= */
.marquee { margin-top: clamp(44px, 5vw, 64px); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); overflow: hidden; padding: 22px 0; }
.marquee__track { display: flex; align-items: center; gap: 48px; width: max-content; animation: marquee 38s linear infinite; }
.marquee__track span { font-family: var(--f-head); font-weight: 700; font-size: clamp(26px, 3vw, 38px); color: var(--g800); letter-spacing: -.02em; white-space: nowrap; }
.star {
  width: 36px; height: 36px; flex: none;
  background: var(--grad-ico);
  -webkit-mask: repeating-conic-gradient(#000 0 6deg, transparent 6deg 22.5deg), radial-gradient(circle, #000 25%, transparent 26%);
  -webkit-mask-composite: source-over;
  mask: repeating-conic-gradient(#000 0 6deg, transparent 6deg 22.5deg);
  border-radius: 50%;
}
@keyframes marquee { to { transform: translateX(-50%); } }

/* =========================================================
   SECTIONS
   ========================================================= */
.section { padding: clamp(70px, 8vw, 110px) 0; }
.panel { border-radius: var(--r-xl); padding: clamp(60px, 7vw, 100px) 0; position: relative; overflow: hidden; }
.panel--grey { background: var(--grey); }
.panel--dark { background: var(--g800); color: #fff; }

/* numbered cards */
.numcards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.numcard {
  position: relative; overflow: hidden; background: #fff; border: 1px solid var(--line);
  padding: 0 26px 34px; margin-top: 18px; transition: transform .3s, box-shadow .3s;
}
.numcard::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 3px; background: var(--grad); transform: scaleX(0); transform-origin: left; transition: transform .4s; }
.numcard:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.numcard:hover::before { transform: scaleX(1); }
.numcard__top { display: flex; align-items: center; gap: 22px; margin: 22px 0 26px -36px; }
.numcard__ico {
  width: 62px; height: 62px; display: grid; place-items: center; background: var(--g800); color: var(--lime);
  position: relative; margin-left: 10px;
}
.numcard__ico .ico { width: 24px; height: 24px; }
.numcard__n { font-family: var(--f-head); font-size: 64px; font-weight: 500; line-height: 1; color: transparent; -webkit-text-stroke: 1.3px #c9d2cf; }
.numcard h3 { font-size: 20px; font-weight: 600; color: var(--g800); margin-bottom: 10px; }
.numcard p { font-size: 14.5px; color: var(--muted); position: relative; z-index: 1; }
.numcard__tri { position: absolute; right: 0; bottom: 0; width: 80px; height: 72px; pointer-events: none; opacity: .9; }
.numcard__tri::before, .numcard__tri::after { content: ""; position: absolute; bottom: 0; }
.numcard__tri::before { right: 0; border-left: 20px solid transparent; border-right: 20px solid transparent; border-bottom: 34px solid #a7d5c9; }
.numcard__tri::after { right: 34px; bottom: 0; border-left: 20px solid transparent; border-right: 20px solid transparent; border-top: 34px solid var(--lime-soft); }

.pillcta {
  display: flex; align-items: center; gap: 16px; width: fit-content; max-width: 100%; margin: 48px auto 0;
  background: var(--lime); border-radius: 999px; padding: 6px 30px 6px 6px; font-size: 15px; font-weight: 500; color: var(--g800);
}
.pillcta__ico { width: 44px; height: 44px; border-radius: 50%; background: #fff; display: grid; place-items: center; flex: none; color: var(--teal); }
.pillcta__ico .ico { width: 20px; height: 20px; fill: currentColor; }
.pillcta a { font-weight: 700; color: var(--g800); text-underline-offset: 3px; }
.pillcta > span:last-child { display: inline-flex; align-items: center; gap: 6px; flex-wrap: wrap; }

/* about */
.about { display: grid; grid-template-columns: .95fr 1.05fr; gap: clamp(30px, 6vw, 90px); align-items: center; }
.about__media { position: relative; display: grid; grid-template-columns: 1fr 1fr; gap: 0; height: 440px; }
.arch { overflow: hidden; height: 100%; }
.arch img { width: 100%; height: 100%; object-fit: cover; }
.arch--l { border-radius: 0 100% 0 0 / 0 70% 0 0; }
.arch--r { border-radius: 100% 0 0 0 / 70% 0 0 0; }
.about__badge {
  position: absolute; right: -6%; top: 6%; width: 130px; height: 130px; border-radius: 50%;
  background: var(--lime); border: 6px solid #fff; box-shadow: 0 0 0 2px var(--lime);
  display: grid; place-content: center; text-align: center; color: var(--g800);
}
.about__badge strong { font-family: var(--f-head); font-size: 34px; line-height: 1; font-weight: 700; }
.about__badge span { font-size: 12px; line-height: 1.3; font-weight: 500; margin-top: 4px; }
.about__copy .h2 { margin-bottom: 26px; }
.about__feats { display: flex; flex-wrap: wrap; gap: 18px 40px; margin-bottom: 22px; }
.feat { display: flex; align-items: center; gap: 14px; font-family: var(--f-head); font-weight: 500; color: var(--g800); line-height: 1.35; }
.feat__ico {
  width: 56px; height: 56px; border-radius: 50%; display: grid; place-items: center; flex: none;
  background: var(--g800); color: var(--lime); box-shadow: 0 0 0 4px var(--grey), 0 0 0 5px #b9c6c3;
}
.feat__ico .ico { width: 22px; height: 22px; }
.about__copy .muted { margin-bottom: 30px; max-width: 520px; }
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; margin-top: clamp(50px, 6vw, 80px); }
.stat { display: flex; align-items: center; gap: 16px; border-top: 1px solid #dfe5e3; padding-top: 30px; }
.stat strong { font-family: var(--f-head); font-size: clamp(44px, 5vw, 64px); font-weight: 600; line-height: 1; letter-spacing: -.04em; color: var(--g900); }
.stat span { font-size: 14px; color: var(--muted); line-height: 1.5; }

/* scams */
.scams { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.scam {
  border: 1px solid var(--line); border-radius: var(--r-lg); padding: 28px; background: #fff;
  transition: border-color .3s, transform .3s, box-shadow .3s;
}
.scam:hover { border-color: transparent; transform: translateY(-4px); box-shadow: var(--shadow); }
.gico {
  width: 50px; height: 50px; border-radius: 50%; display: grid; place-items: center; flex: none;
  background: var(--grad-ico); color: #fff; margin-bottom: 18px;
}
.gico .ico { width: 22px; height: 22px; }
.scam h3, .benefit h3 { font-size: 18px; font-weight: 600; color: var(--g800); margin-bottom: 8px; }
.scam p, .benefit p { font-size: 14.5px; color: var(--muted); }

/* how (dark) */
.panel--dark { display: grid; grid-template-columns: .8fr 1.2fr; padding: 0; }
.panel__img { position: relative; min-height: 100%; }
.panel__img img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center 25%; }
.panel__img::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(14, 59, 55, .05) 40%, var(--g800) 100%); }
.how { padding: clamp(56px, 6vw, 90px) clamp(24px, 5vw, 80px) clamp(56px, 6vw, 90px) clamp(10px, 2vw, 30px); position: relative; z-index: 1; }
.how .h2 { margin-bottom: 40px; }
.steps { display: grid; grid-template-columns: 1fr 1fr; gap: 40px 50px; }
.step h3 { font-size: 19px; font-weight: 600; margin-bottom: 8px; }
.step h3 em { font-style: normal; color: var(--lime); margin-right: 6px; }
.step p { font-size: 14.5px; color: rgba(255, 255, 255, .75); }
.panel__globe {
  position: absolute; right: -90px; bottom: -90px; width: 300px; height: 300px; border-radius: 50%; pointer-events: none;
  border: 1.5px solid rgba(198, 240, 105, .22);
  background:
    repeating-linear-gradient(0deg, transparent 0 36px, rgba(198, 240, 105, .14) 36px 37.5px),
    repeating-radial-gradient(ellipse at center, transparent 0 40px, rgba(198, 240, 105, .14) 40px 41.5px);
}

/* report */
.report { display: grid; grid-template-columns: 1fr 1fr 2fr; gap: 22px; align-items: start; }
.imgcard img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; border-radius: 6px; margin-bottom: 18px; }
.imgcard h3 { font-size: 19px; font-weight: 600; color: var(--g800); margin-bottom: 6px; }
.imgcard p { font-size: 14px; color: var(--muted); }
.tabs {
  border-radius: 10px; padding: 18px 28px 30px; color: #fff; position: relative; overflow: hidden; min-height: 100%;
  background: linear-gradient(rgba(14, 59, 55, .92), rgba(14, 59, 55, .95)), url("../images/service-detail-hero.webp") center / cover;
}
.tabs__bar { display: flex; background: #fff; border-radius: 999px; padding: 5px; gap: 4px; margin-bottom: 26px; }
.tabs__bar button {
  flex: 1; border: 0; background: transparent; border-radius: 999px; padding: 10px 12px;
  font-family: var(--f-head); font-weight: 500; font-size: 14px; color: var(--g800); transition: background .25s, color .25s;
}
.tabs__bar button[aria-selected="true"] { background: var(--grad); color: #fff; font-weight: 700; }
.tabs__panel h3 { font-size: 22px; font-weight: 600; margin-bottom: 10px; }
.tabs__panel p { font-size: 14.5px; color: rgba(255, 255, 255, .85); }
.tabs__panel .ticks { margin-top: 18px; }
.tabs__panel:not([hidden]) { animation: fade .35s ease; }
@keyframes fade { from { opacity: 0; transform: translateY(6px); } }
.benefits { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; border-top: 1px solid var(--line); margin-top: 60px; padding-top: 56px; }

/* testimonials */
.tslider { --tpad: max(20px, calc((100% - var(--wrap)) / 2 + 20px)); overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; padding: 4px var(--tpad); scroll-padding: 0 var(--tpad); scroll-behavior: smooth; }
.head--split { display: flex; align-items: flex-end; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.sliderbtns { display: flex; gap: 10px; }
.sliderbtns button { width: 52px; height: 52px; border-radius: 50%; border: 1.5px solid #cfd8d5; background: #fff; color: var(--g800); display: grid; place-items: center; transition: background .2s, border-color .2s, color .2s; }
.sliderbtns button:first-child .ico { transform: rotate(180deg); }
.sliderbtns button:hover { background: var(--g800); border-color: var(--g800); color: var(--lime); }
.sliderbtns .ico { width: 20px; height: 20px; }
.tslider::-webkit-scrollbar { display: none; }
.tslider__track { display: flex; gap: 22px; width: max-content; }
.tcard {
  display: grid; grid-template-columns: 150px 1fr; width: min(480px, 84vw); background: #fff;
  border-radius: 18px; overflow: hidden; scroll-snap-align: start; border: 1px solid var(--line);
}
.tcard__side {
  background: var(--g800); color: #fff; display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center; padding: 26px 12px; gap: 2px;
}
.tcard__avatar {
  width: 70px; height: 70px; border-radius: 50%; display: grid; place-items: center; margin-bottom: 12px;
  background: var(--grad-ico); font-family: var(--f-head); font-weight: 700; font-size: 22px; color: var(--g900);
  box-shadow: 0 0 0 4px var(--g800), 0 0 0 5px rgba(198, 240, 105, .6);
}
.tcard__side strong { font-family: var(--f-head); font-size: 15.5px; }
.tcard__side span:last-child { font-size: 11.5px; color: rgba(255, 255, 255, .7); line-height: 1.4; }
.tcard__body { padding: 0 24px 26px; }
.tcard__quote {
  display: grid; place-items: center; width: 46px; height: 46px; background: var(--lime); color: var(--g800);
  font-family: Georgia, serif; font-size: 48px; line-height: 1; padding-top: 14px; margin-bottom: 14px;
}
.tcard__stars { color: #f6b73c; letter-spacing: 2px; font-size: 15px; margin-bottom: 6px; }
.tcard__body p { font-size: 14.5px; color: var(--muted); }
.note { font-size: 12.5px; color: var(--muted); margin-top: 26px; }

/* FAQ */
.faqwrap { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(30px, 6vw, 80px); align-items: start; }
.faqwrap__head { position: sticky; top: 30px; }
.faqwrap__head .h2 { margin-bottom: 18px; }
.faq { display: grid; gap: 12px; }
.faq__item { border: 1px solid var(--line); border-radius: 16px; background: #fff; transition: background .3s, border-color .3s; }
.faq__item.is-open { background: var(--grey); border-color: transparent; }
.faq__q {
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 16px; text-align: left;
  background: none; border: 0; padding: 20px 22px; font-family: var(--f-head); font-weight: 600; font-size: 17px; color: var(--g800);
}
.faq__ico { width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; background: var(--g800); color: var(--lime); flex: none; transition: transform .3s, background .3s; }
.faq__ico .ico { width: 18px; height: 18px; }
.is-open .faq__ico { transform: rotate(45deg); background: var(--grad-ico); color: #fff; }
.faq__a { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .35s ease; }
.faq__a > div { overflow: hidden; }
.faq__a p { padding: 0 22px 22px; color: var(--muted); font-size: 14.5px; }
.is-open .faq__a { grid-template-rows: 1fr; }

/* CTA */
.cta {
  position: relative; overflow: hidden; border-radius: var(--r-xl); color: #fff;
  display: flex; align-items: center; justify-content: space-between; gap: 40px;
  padding: clamp(50px, 7vw, 100px) clamp(24px, 12vw, 170px);
  background:
    linear-gradient(90deg, rgba(58, 96, 40, .88) 0%, rgba(32, 52, 44, .72) 45%, rgba(30, 40, 38, .35) 100%),
    url("../images/cta-banner.webp") center / cover;
}
.cta h2 { font-size: clamp(42px, 6vw, 76px); font-weight: 600; letter-spacing: -.04em; line-height: 1; margin-bottom: 22px; }
.cta p { max-width: 500px; color: rgba(255, 255, 255, .85); font-size: 15px; }
.cta__stats { display: flex; gap: 56px; margin-top: 30px; padding-top: 28px; border-top: 1px solid rgba(255, 255, 255, .2); max-width: 500px; }
.cta__stats strong { display: block; font-family: var(--f-head); font-weight: 500; font-size: 42px; line-height: 1.1; }
.cta__stats span { font-size: 13px; color: rgba(255, 255, 255, .8); }
.cta__circle {
  width: 160px; height: 160px; border-radius: 50%; flex: none; background: var(--lime); color: var(--g800);
  display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center;
  font-family: var(--f-head); font-weight: 600; font-size: 14px; letter-spacing: .04em; line-height: 1.5; text-decoration: none;
  box-shadow: 0 0 0 10px rgba(198, 240, 105, .2); transition: transform .3s, box-shadow .3s;
}
.cta__circle .ico { width: 26px; height: 26px; margin-top: 6px; }
.cta__circle:hover { transform: scale(1.06) rotate(-4deg); box-shadow: 0 0 0 16px rgba(198, 240, 105, .18); }

/* =========================================================
   FOOTER
   ========================================================= */
.frame--foot { padding-top: clamp(50px, 6vw, 90px); padding-bottom: var(--frame); }
.footer {
  border-radius: var(--r-xl); color: #fff; padding: clamp(40px, 5vw, 64px) clamp(22px, 12vw, 170px) 28px;
  background:
    radial-gradient(circle at 40% 30%, rgba(40, 100, 80, .35), transparent 45%),
    linear-gradient(135deg, #10302b 0%, var(--g900) 60%, #08201d 100%);
}
.footer__top { display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; padding-bottom: 30px; border-bottom: 1px solid rgba(255, 255, 255, .12); }
.footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 36px; padding: 40px 0; }
.footer h4 { font-size: 19px; font-weight: 500; margin-bottom: 18px; }
.footer__grid p { font-size: 14px; color: rgba(255, 255, 255, .8); margin-bottom: 16px; max-width: 280px; }
.footer__box {
  display: flex; align-items: center; gap: 10px; width: fit-content; margin-bottom: 10px; text-decoration: none;
  background: rgba(255, 255, 255, .08); padding: 10px 18px; font-size: 14px; transition: background .2s;
}
.footer__box:hover { background: rgba(198, 240, 105, .15); }
.footer__box .ico { color: var(--lime); }
.footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.footer ul a { text-decoration: none; font-size: 14px; color: rgba(255, 255, 255, .85); transition: color .2s; }
.footer ul a:hover { color: var(--lime); }
.footer__legal { border-top: 1px solid rgba(255, 255, 255, .12); padding-top: 26px; text-align: center; }
.footer__license {
  text-decoration: none;
  display: inline-flex; align-items: flex-start; gap: 10px; text-align: left; font-size: 13.5px; color: rgba(255, 255, 255, .9);
  background: rgba(198, 240, 105, .08); border: 1px solid rgba(198, 240, 105, .25); border-radius: 12px; padding: 12px 18px;
}
.footer__license .ico { color: var(--lime); width: 18px; height: 18px; margin-top: 3px; }
.footer__fine { font-size: 12px; color: rgba(255, 255, 255, .55); max-width: 760px; margin: 18px auto 0; }
.footer__copy { font-size: 13px; margin-top: 18px; color: rgba(255, 255, 255, .85); }

.totop {
  position: fixed; right: 18px; bottom: 18px; width: 44px; height: 44px; border-radius: 50%; z-index: 40;
  background: var(--g800); color: var(--lime); display: grid; place-items: center; box-shadow: var(--shadow);
  opacity: 0; transform: translateY(10px); pointer-events: none; transition: opacity .3s, transform .3s;
}
.totop.is-shown { opacity: 1; transform: none; pointer-events: auto; }
.totop .ico { width: 22px; height: 22px; }

/* reveal */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
}

/* =========================================================
   INNER PAGES
   ========================================================= */
.pagehero { position: relative; overflow: hidden; margin-top: var(--frame); border-radius: var(--r-xl); background: var(--g800); color: #fff; padding: 0 clamp(18px, 4vw, 56px) clamp(50px, 6vw, 80px); }
.pagehero .hero__bg { background: linear-gradient(100deg, rgba(10, 41, 38, .97), rgba(14, 59, 55, .85)), url("../images/banner.webp") center / cover; }
.pagehero__inner { max-width: 820px; margin: 0 auto; text-align: center; padding-top: clamp(20px, 4vw, 50px); }
.pagehero h1 { font-size: clamp(34px, 4.5vw, 56px); font-weight: 600; letter-spacing: -.03em; }
.pagehero p { margin-top: 14px; color: rgba(255, 255, 255, .8); }
.legal { max-width: 820px; margin: 0 auto; padding: clamp(50px, 6vw, 80px) 20px 0; }
.legal h2 { font-size: 22px; font-weight: 600; color: var(--g800); margin: 34px 0 10px; }
.legal p, .legal li { color: var(--muted); font-size: 15px; }
.legal p + p { margin-top: 10px; }
.legal ul { padding-left: 20px; margin: 10px 0; }
.legal a { color: var(--g700); font-weight: 500; }

.ty { max-width: 760px; margin: 0 auto; padding-top: clamp(20px, 4vw, 50px); text-align: center; }
.ty__ok {
  width: 92px; height: 92px; border-radius: 50%; margin: 0 auto 26px; display: grid; place-items: center;
  background: var(--lime); color: var(--g800); box-shadow: 0 0 0 12px rgba(198, 240, 105, .18), 0 0 0 26px rgba(198, 240, 105, .07);
  animation: pop .6s cubic-bezier(.2, 1.4, .4, 1) both;
}
.ty__ok .ico { width: 44px; height: 44px; stroke-width: 3; }
@keyframes pop { from { transform: scale(.4); opacity: 0; } }
.ty h1 { font-size: clamp(36px, 5vw, 60px); font-weight: 600; letter-spacing: -.03em; }
.ty__lead { margin: 16px auto 0; color: rgba(255, 255, 255, .82); font-size: 16.5px; max-width: 560px; }
.ty__steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 44px; text-align: left; }
.ty__step { background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .12); border-radius: 18px; padding: 22px; }
.ty__step em { font-style: normal; font-family: var(--f-head); font-weight: 700; color: var(--lime); font-size: 14px; }
.ty__step h3 { font-size: 17px; font-weight: 600; margin: 6px 0; }
.ty__step p { font-size: 13.5px; color: rgba(255, 255, 255, .72); }
.ty__note { margin-top: 26px; font-size: 13px; color: rgba(255, 255, 255, .6); }
.ty__actions { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; margin-top: 32px; }
.btn--ghost { color: #fff; border: 1.5px solid rgba(255, 255, 255, .35); }
.btn--ghost:hover { border-color: var(--lime); color: var(--lime); }

/* =========================================================
   RESPONSIVE
   ========================================================= */
@media (max-width: 1180px) {
  .nav__phone { display: none; }
  .report { grid-template-columns: 1fr 1fr; }
  .tabs { grid-column: 1 / -1; }
}
@media (max-width: 1024px) {
  .nav__menu {
    position: absolute; left: 0; right: 0; top: calc(100% + 6px); z-index: 30; flex-direction: column; border-radius: 18px; padding: 10px;
    opacity: 0; transform: translateY(-8px); pointer-events: none; transition: opacity .25s, transform .25s;
  }
  .nav__menu.is-open { opacity: 1; transform: none; pointer-events: auto; }
  .nav__menu a { padding: 12px 16px; font-size: 15px; }
  .nav__toggle { display: flex; }
  .hero__grid { grid-template-columns: 1fr; }
  .formcard { max-width: 620px; }
  .numcards, .scams { grid-template-columns: 1fr 1fr; }
  .about { grid-template-columns: 1fr; }
  .about__media { max-width: 560px; width: 100%; height: 380px; }
  .panel--dark { grid-template-columns: 1fr; }
  .panel__img { height: 260px; }
  .panel__img::after { background: linear-gradient(180deg, rgba(14, 59, 55, .05) 30%, var(--g800) 100%); }
  .how { padding: 10px 24px 60px; }
  .benefits { grid-template-columns: 1fr 1fr; }
  .faqwrap { grid-template-columns: 1fr; }
  .faqwrap__head { position: static; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .footer__grid > div:first-child { grid-column: 1 / -1; }
  .cta { padding: 56px 34px; }
}
@media (max-width: 860px) {
  .trustbar { grid-template-columns: 1fr 1fr; gap: 14px 6px; margin-left: 12px; margin-right: 12px; padding: 18px 14px; }
  .trust { justify-content: flex-start; }
  .trust + .trust { border-left: 0; }
}
@media (max-width: 680px) {
  body { font-size: 14.5px; }
  .trust__ico { width: 38px; height: 38px; }
  .trust strong { font-size: 15px; }
  .trust small { font-size: 11px; }
  body .nav.is-stuck { border-radius: 18px; top: 8px; left: 8px; right: 8px; }
  .nav { padding: 18px 0; }
  .nav .btn--sm { display: none; }
  .brand__name { font-size: 18px; }
  .nav .brand__name span { display: none; }
  .hero { padding-left: 16px; padding-right: 16px; }
  .hero__title { font-size: clamp(32px, 9vw, 40px); }
  .btn--arrow { padding-left: 22px; font-size: 14px; }
  .btn__circle { width: 40px; height: 40px; }
  .formcard { padding: 22px 18px; border-radius: 20px; }
  .numcards, .scams, .steps, .stats, .ty__steps { grid-template-columns: 1fr; }
  .stats { gap: 0; }
  .stat { padding: 22px 0; }
  .about__media { height: 300px; }
  .about__badge { width: 100px; height: 100px; right: -2%; }
  .about__badge strong { font-size: 26px; }
  .report { grid-template-columns: 1fr; }
  .tabs { padding: 14px 16px 24px; }
  .tabs__bar button { font-size: 12.5px; padding: 9px 6px; }
  .benefits { grid-template-columns: 1fr; gap: 22px; }
  .pillcta { border-radius: 20px; padding: 12px 18px 12px 12px; font-size: 14px; }
  .tcard { grid-template-columns: 1fr; }
  .tcard__side { flex-direction: row; justify-content: flex-start; gap: 12px; text-align: left; padding: 16px 20px; }
  .tcard__avatar { width: 48px; height: 48px; font-size: 17px; margin: 0; }
  .tcard__side strong { display: block; }
  .cta { flex-direction: column; align-items: flex-start; padding: 46px 22px; }
  .cta__circle { width: 130px; height: 130px; align-self: center; }
  .cta__stats { gap: 30px; }
  .footer__grid { grid-template-columns: 1fr; }
  .marquee__track { gap: 30px; }
  .star { width: 26px; height: 26px; }
}

/* =========================================================
   MOBILE (max 680px) - touch-first layout
   ========================================================= */
@media (max-width: 680px) {
  html { scroll-padding-top: 84px; }
  body { font-size: 15px; line-height: 1.65; }
  .wrap { padding: 0 18px; }
  .section { padding: 56px 0; }
  .panel { padding: 52px 0; border-radius: 24px; }
  .head { margin-bottom: 28px; }
  .h2 { font-size: clamp(26px, 7.4vw, 30px); line-height: 1.18; }
  .sub { font-size: 15px; }
  .eyebrow { font-size: 12px; letter-spacing: .07em; margin-bottom: 10px; }

  /* header */
  .nav { gap: 10px; }
  .nav .btn--sm { display: none; }
  .nav__right { gap: 8px; }
  .nav__form {
    display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px;
    background: var(--lime); color: var(--g800);
  }
  .nav__form .ico { width: 20px; height: 20px; stroke-width: 2.2; }
  .nav__toggle { width: 44px; height: 44px; }
  .brand { gap: 10px; min-height: 44px; }
  .brand__logo { width: 34px; }
  .brand__name { font-size: 17px; }
  .nav .brand__name span { display: inline; }
  .nav__menu { padding: 8px; gap: 2px; border-radius: 20px; max-height: calc(100dvh - 110px); overflow-y: auto; }
  .nav__menu a { display: flex; align-items: center; min-height: 48px; padding: 0 16px; font-size: 16px; border-radius: 12px; }
  .nav__menu .nav__mcta { display: flex; justify-content: center; font-weight: 700; margin-top: 6px; }
  .nav__menu .nav__mcta { background: var(--grad); color: var(--g900); }
  body .nav.is-stuck { padding: 8px 8px 8px 14px; border-radius: 18px; top: max(8px, env(safe-area-inset-top)); left: 8px; right: 8px; }

  /* hero */
  .hero { margin-top: 10px; border-radius: 24px; padding: 0 16px 76px; }
  .hero__bg { background:
    linear-gradient(180deg, rgba(10, 41, 38, .88) 0%, rgba(14, 59, 55, .93) 55%, rgba(10, 41, 38, .98) 100%),
    url("../images/hero-m.webp") 65% top / cover no-repeat; }
  .hero__grid { gap: 26px; padding-top: 10px; }
  .hero__title { font-size: clamp(31px, 8.6vw, 38px); line-height: 1.08; }
  .hero__lead { font-size: 15.5px; margin-top: 16px; }
  .hero__alert { margin-top: 18px; font-size: 13.5px; padding: 11px 14px; }
  .ticks { margin-top: 18px; gap: 12px; }
  .ticks li { font-size: 15px; align-items: flex-start; line-height: 1.45; }
  .hero__cta { margin-top: 24px; flex-direction: column; align-items: stretch; gap: 6px; }
  .hero__cta .btn--arrow { justify-content: space-between; min-height: 56px; }
  .hero__call { text-align: center; }
  .hero__call a { display: inline-block; padding: 10px 2px; }
  .btn--arrow { padding-left: 22px; font-size: 15px; }
  .btn__circle { width: 44px; height: 44px; }
  .formcard { padding: 22px 16px 18px; border-radius: 20px; }
  .formcard__head p { font-size: 14px; }
  .form { gap: 11px; }
  .check { font-size: 13.5px; padding: 4px 0; }
  .check__box { width: 24px; height: 24px; }
  .btn--block { min-height: 56px; font-size: 16.5px; }
  .form__secure, .form__meta { font-size: 13px; }

  /* trust bar */
  .trustbar { margin: -48px 10px 0; grid-template-columns: 1fr 1fr; gap: 16px 8px; padding: 18px 14px; border-radius: 18px; }
  .trust { justify-content: flex-start; gap: 10px; padding: 0; }
  .trust + .trust { border-left: 0; }
  .trust__ico { width: 38px; height: 38px; }
  .trust__ico .ico { width: 17px; height: 17px; }
  .trust strong { font-size: 15px; }
  .trust small { font-size: 12px; }

  .marquee { margin-top: 36px; padding: 16px 0; }
  .marquee__track { gap: 26px; }
  .marquee__track span { font-size: 24px; }
  .star { width: 24px; height: 24px; }

  /* what we do */
  .numcards { grid-template-columns: 1fr; gap: 14px; }
  .numcard { margin-top: 0; padding: 0 20px 24px; border-radius: 14px; }
  .numcard__top { margin: 18px 0 14px -20px; gap: 16px; }
  .numcard__ico { width: 52px; height: 52px; margin-left: 0; border-radius: 0 12px 12px 0; }
  .numcard__n { font-size: 46px; }
  .numcard h3 { font-size: 18.5px; }
  .numcard p { font-size: 14.5px; }
  .numcard__tri { transform: scale(.7); transform-origin: right bottom; }
  .pillcta { margin-top: 28px; width: 100%; border-radius: 18px; padding: 14px 16px 14px 14px; font-size: 14.5px; align-items: flex-start; }
  .pillcta a { display: inline-block; padding: 6px 0; }

  /* about */
  .about { gap: 30px; }
  .about__media { height: 260px; }
  .about__badge { width: 96px; height: 96px; right: -4px; top: -10px; border-width: 4px; }
  .about__badge strong { font-size: 24px; }
  .about__badge span { font-size: 12px; }
  .about__copy .h2 { margin-bottom: 18px; }
  .about__feats { gap: 14px 18px; }
  .feat { font-size: 14px; gap: 10px; }
  .feat__ico { width: 44px; height: 44px; }
  .feat__ico .ico { width: 18px; height: 18px; }
  .stats { grid-template-columns: repeat(3, 1fr); gap: 10px; margin-top: 36px; }
  .stat { flex-direction: column; align-items: flex-start; gap: 6px; padding: 18px 0 0; }
  .stat strong { font-size: clamp(24px, 7.2vw, 28px); letter-spacing: -.03em; }
  .stat span { font-size: 12.5px; line-height: 1.35; }

  /* scams: compact horizontal cards */
  .scams { grid-template-columns: 1fr; gap: 12px; }
  .scam { display: grid; grid-template-columns: 46px 1fr; column-gap: 14px; padding: 18px 16px; border-radius: 16px; }
  .scam .gico { grid-row: 1 / span 2; width: 46px; height: 46px; margin: 0; }
  .scam h3 { font-size: 16.5px; margin: 2px 0 4px; }
  .scam p { font-size: 14px; line-height: 1.55; }

  /* how it works */
  .panel--dark { border-radius: 24px; }
  .panel__img { height: 220px; }
  .panel__img img { object-position: center 20%; }
  .how { padding: 0 20px 44px; }
  .how .h2 { margin-bottom: 26px; }
  .steps { grid-template-columns: 1fr; gap: 22px; }
  .step { display: grid; grid-template-columns: 46px 1fr; column-gap: 14px; }
  .step .gico { grid-row: 1 / span 2; width: 46px; height: 46px; margin: 0; }
  .step h3 { font-size: 17px; margin: 2px 0 4px; }
  .step p { font-size: 14px; }
  .panel__globe { width: 200px; height: 200px; right: -70px; bottom: -70px; }

  /* report */
  .report { grid-template-columns: 1fr 1fr; gap: 14px; }
  .imgcard img { margin-bottom: 10px; border-radius: 10px; }
  .imgcard h3 { font-size: 16px; }
  .imgcard p { font-size: 13px; line-height: 1.5; }
  .tabs { grid-column: 1 / -1; padding: 12px 14px 22px; border-radius: 16px; }
  .tabs__bar { margin-bottom: 18px; gap: 2px; }
  .tabs__bar button { flex: 1 1 auto; min-height: 44px; font-size: 13px; padding: 0 6px; white-space: nowrap; letter-spacing: -.01em; }
  .tabs__panel h3 { font-size: 19px; }
  .benefits { grid-template-columns: 1fr 1fr; gap: 22px 16px; margin-top: 36px; padding-top: 32px; }
  .benefit .gico { width: 42px; height: 42px; margin-bottom: 12px; }
  .benefit h3 { font-size: 15.5px; margin-bottom: 4px; }
  .benefit p { font-size: 13px; line-height: 1.5; }

  /* testimonials */
  .head--split .h2 br { display: none; }
  .sliderbtns button { width: 46px; height: 46px; }
  .tslider { padding: 4px 18px; scroll-padding: 0 18px; }
  .tslider__track { gap: 12px; }
  .tcard { width: calc(100vw - 56px); grid-template-columns: 1fr; border-radius: 16px; }
  .tcard__side { flex-direction: row; justify-content: flex-start; gap: 12px; text-align: left; padding: 14px 18px; }
  .tcard__avatar { width: 44px; height: 44px; font-size: 15px; margin: 0; }
  .tcard__body { padding: 0 18px 20px; }
  .tcard__quote { width: 38px; height: 38px; font-size: 40px; padding-top: 12px; margin-bottom: 10px; }

  /* faq */
  .faqwrap { gap: 24px; }
  .faq { gap: 10px; }
  .faq__q { font-size: 16px; padding: 14px 16px; min-height: 60px; }
  .faq__ico { width: 32px; height: 32px; }
  .faq__a p { padding: 0 16px 18px; font-size: 14.5px; }

  /* cta */
  .cta { flex-direction: column; align-items: flex-start; padding: 44px 22px; gap: 26px; border-radius: 24px;
    background: linear-gradient(180deg, rgba(40, 70, 35, .8) 0%, rgba(20, 40, 36, .92) 100%), url("../images/cta-banner-m.webp") 40% center / cover; }
  .cta h2 { font-size: 42px; margin-bottom: 14px; }
  .cta__stats { gap: 30px; margin-top: 22px; padding-top: 20px; }
  .cta__stats strong { font-size: 32px; }
  .cta__circle { width: 124px; height: 124px; align-self: center; font-size: 13px; }

  /* footer */
  .frame--foot { padding-top: 48px; }
  .footer { padding: 32px 20px 24px; border-radius: 24px; }
  .footer__top { padding-bottom: 22px; }
  .footer__top .btn { width: 100%; min-height: 50px; }
  .footer__grid { grid-template-columns: 1fr 1fr; gap: 28px 16px; padding: 28px 0; }
  .footer__grid > div:first-child { grid-column: 1 / -1; }
  .footer h4 { font-size: 17px; margin-bottom: 8px; }
  .footer ul { gap: 0; }
  .footer ul a { display: flex; align-items: center; min-height: 44px; font-size: 15px; }
  .footer__box { width: 100%; min-height: 48px; border-radius: 10px; word-break: break-word; }
  .footer__license { font-size: 13px; padding: 12px 14px; }
  .footer__fine { font-size: 12.5px; }

  /* sticky bottom CTA */
  .mbar {
    display: flex; gap: 10px; position: fixed; z-index: 55; left: 0; right: 0; bottom: 0;
    padding: 10px 12px calc(10px + env(safe-area-inset-bottom));
    background: rgba(255, 255, 255, .94); -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px);
    border-top: 1px solid var(--line); box-shadow: 0 -10px 30px -12px rgba(10, 41, 38, .25);
    transform: translateY(110%); transition: transform .35s cubic-bezier(.2, .8, .2, 1);
  }
  .mbar.is-shown { transform: none; }
  .mbar__cta { flex: 1; min-height: 52px; font-size: 16px; padding: 0 20px; }
  .mbar__cta .ico { width: 18px; height: 18px; }
  body.home { padding-bottom: calc(76px + env(safe-area-inset-bottom)); }
  body.home .totop { display: none; }
  .totop { bottom: calc(16px + env(safe-area-inset-bottom)); right: 14px; }

  /* inner pages */
  .pagehero { margin-top: 10px; border-radius: 24px; padding: 0 16px 44px; }
  .pagehero h1 { font-size: 32px; }
  .legal { padding-top: 40px; }
  .legal h2 { font-size: 19px; margin-top: 28px; }
  .ty__ok { width: 76px; height: 76px; }
  .ty h1 { font-size: 32px; }
  .ty__lead { font-size: 15.5px; }
  .ty__steps { margin-top: 30px; gap: 12px; }
  .ty__actions .btn { width: 100%; min-height: 52px; }
}
@media (max-width: 359px) {
  .nav .brand__name span { display: none; }
  .report { grid-template-columns: 1fr; }
  .benefits { grid-template-columns: 1fr; }
  .stat strong { font-size: 24px; }
}

@media (max-width: 1024px) { html.menu-open, html.menu-open body { overflow: hidden; } }

/* grid children must be allowed to shrink below their content width */
.hero__grid > *, .about > *, .faqwrap > *, .report > * { min-width: 0; }
@media (max-width: 1024px) { .hero__grid { grid-template-columns: minmax(0, 1fr); } }
@media (max-width: 680px) { .hero__cta .btn--arrow { white-space: normal; text-align: left; line-height: 1.3; } }
@media (max-width: 359px) { .tabs { padding-left: 10px; padding-right: 10px; } .tabs__bar button { font-size: 11.5px; padding: 0 4px; letter-spacing: -.02em; } .hero__title { font-size: 29px; } }
@media (max-width: 1024px) { body .nav.is-stuck .nav__menu { padding: 8px; box-shadow: 0 18px 40px -12px rgba(0, 0, 0, .35); } }